accident insurance
Accidents happen. And even with health insurance, an unexpected injury can leave you with deductibles, copays and other expenses you weren't planning for.
Accident insurance provides cash benefits for covered injuries and treatments—giving you extra financial help when you need it.
It doesn't replace your health insurance. It works alongside it.
"How would we cover the mortgage if we had to pay for medical bills?”
"Injuries happen on the field – I want to make sure we can give Kole the best treatment if he’s injured.”
For a Family - Meet Lesley
For an Active Child - Meet Kole
For an Active Child - Meet Kole
Even with health insurance, an accident can result in deductibles and other out-of-pocket expenses. This example shows how benefits from an accident policy could add up based on the treatment received.
Lesley chose the Accident Insurance Advantage Plan to add another layer of financial protection alongside her family's health insurance pla
Even with health insurance, an accident can result in deductibles and other out-of-pocket expenses. This example shows how benefits from an accident policy could add up based on the treatment received.
Lesley chose the Accident Insurance Advantage Plan to add another layer of financial protection alongside her family's health insurance plan.
Total Premium $34.99/mo. for the Advantage Plan with 24-Hour Coverage
Lesley was outside watering when she tripped over the hose and landed hard on her shoulder. Here's what happened next:
• Driven to the nearest urgent care
• Examined by the doctor and an X-Ray taken
• Referred to an orthopedic surgeon and has an MRI
• Operated on with anesthesia, and kept under observation for 8 hours
• Diagnosed with a dislocated shoulder
• Seen for a few follow-up doctor visits
• Given a steroid shot and had 6 physical therapy sessions
Lesley filed her claims online and her cash benefits were directly deposited into their bank account.
Claim - Lesley’s accident claim paid her family cash benefits for the following:
Initial Accident Treatment (urgent care visit) $75, X-Ray $45, Diagnostic Exam (MRI) $150, Surgical Repair of Dislocation $900, Follow-Up Treatment (2 per accident) $150, Pain Management (steroid injection) $75, Rehabilitative Therapy (6 per accident) $270
Total Benefits Paid $1,655
For an Active Child - Meet Kole
For an Active Child - Meet Kole
For an Active Child - Meet Kole
Have an Active Kid? You May Not Need to Cover the Whole Family
Kids who play sports and stay active can have their share of bumps, falls and injuries. For families with a high-deductible health plan, even a relatively common injury can mean unexpected out-of-pocket costs.
With this particular coverage, you don't necessarily have to insure
Have an Active Kid? You May Not Need to Cover the Whole Family
Kids who play sports and stay active can have their share of bumps, falls and injuries. For families with a high-deductible health plan, even a relatively common injury can mean unexpected out-of-pocket costs.
With this particular coverage, you don't necessarily have to insure the entire family. A parent can choose coverage for an individual child, making it possible to focus protection where they feel it's needed most.
Here's an example of how coverage for an active child could work.
Kyle purchased an Accident Insurance Complete Plan for Kole to help protect their budget from the costs of an unexpected accident.
Total Premium $13.98/mo. for the Complete Plan with 24-Hour Coverage
Kole broke his leg during the last game of the season. Here's what happened next:
• Taken by ambulance to the emergency room
• Examined by the doctor
• Given an X-Ray of his lower leg
• Taken into surgery to realign his broken bones
• Admitted for a one-day hospital stay
• Given a prescription for a scooter, which was rented from a local vendor
• Seen by the doctor during two follow-up visits
• Given 6 physical therapy appointments
Kyle filed claims online after each of Kole’s treatments. The cash benefits were direct deposited into his bank account.
Claim - Kyle makes a claim for Kole’s accident and receives the following cash benefits:
Ground Ambulance to Hospital $400,
Initial Accident Treatment $200, X-Ray $60 Fracture of lower leg $3,300, Hospital Admission $2,000, Hospital Confinement $400, Inpatient Surgery with Anesthesia $2,000, Appliance (rental of scooter) $100, Follow-up Treatment (2 per accident) $200, Rehabilitative Therapy (6 per accident) $360, Organized Sports Injury $1,000
Total Benefits Paid: $10,020