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  • Home
  • Protection Solutions
    • Protect Your Paycheck
    • Short Term Disability
    • 3-in-1 Term Life
    • Accident
    • Critical Illness
    • Accidental Death
  • MEET MATT
  • Paycheck Guide
  • Contact Us

Short-Term Income Protection

Illustration representing short-term disability insurance and income protection

Because your bills don't stop while you recover.

Short-term disability insurance helps protect your paycheck when an illness or injury temporarily keeps you from working.

It provides monthly income that can help you keep up with your mortgage or rent, groceries, utilities, car payments and other everyday expenses while you recover.

Because even when you're temporarily unable to work, the bills don't take time off.

Protect What You Earn

Keep Your Finances on Track

Keep Your Finances on Track

You insure your home, your car and other things you've worked hard for. But your income is what makes all of those things possible. Short-term disability insurance helps protect a portion of that income if you're temporarily unable to work. 

Keep Your Finances on Track

Keep Your Finances on Track

Keep Your Finances on Track

The income you receive can help you continue paying regular monthly expenses while you recover—without immediately turning to savings, retirement accounts or other assets to make ends meet. 

How Much Short-Term Protection Should You Consider?

Start With Your Monthly Expenses

Your Most Valuable Financial Asset: You

Your Most Valuable Financial Asset: You

Think about the expenses that would continue if you were temporarily unable to work—housing, utilities, groceries, car payments, debt payments and other everyday needs. 

Your Most Valuable Financial Asset: You

Your Most Valuable Financial Asset: You

Your Most Valuable Financial Asset: You

Your income supports nearly everything else in your financial life—from paying today's bills to saving for tomorrow. Protecting a portion of that income can help keep your financial plans on track while you recover.

Don't Bite Off More Than You Can Chew

Your Most Valuable Financial Asset: You

Don't Bite Off More Than You Can Chew

Can't comfortably afford enough coverage to replace as much income as you'd like? Start by protecting some of your biggest monthly expenses. Some income protection can still make a meaningful difference.

Coverage Designed to Be Simple

We are keeping Short Term Disability Income Simple for everyone!

Getting short-term income protection doesn't have to be complicated. This coverage offers a streamlined application process along with flexible options to help you build protection that fits your needs.
 

  1. Simple Application
    No medical exams or tests required.
  2. Coverage On and Off the Job
    Protection is available 24 hours a day, whether an illness or injury happens at work or away from work.
  3. Choose When Benefits Begin
    Options are available that can begin benefits quickly—including as soon as the first day for an accident and after seven days for an illness, depending on your state.
  4. Choose How Long Benefits Can Last
    Benefit periods are available for up to 24 months, depending on your state.
  5. Pregnancy Coverage
    Benefits for a normal pregnancy and childbirth may be available after the policy has been in effect for nine months. *


Looking for coverage with a longer benefit period? Explore Protect Your Paycheck.

* Please note that the product is not available in all states. Other states may have product variations. Please reach out to us directly for complete details!

Request Your Short-Term Income Protection Quote

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