Why do you need Short Term disability Income insurance?

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If illness or injury kept you from bringing home a paycheck, how would your family make ends meet? Disability income insurance can help. It replaces some of your lost income so you can continue to pay your mortgage, utilities, childcare, and other everyday expenses.

Insure what you earn - You insure your home and your car—but your income and earning potential are more valuable than any possession. Think of disability income insurance as protection for your paycheck.

Keep finances on track - If you’re unable to work, the money from disability income insurance can help you avoid draining savings or retirement accounts.   While you’re recovering, you can use the money to help you cover regular monthly bills, like your mortgage, car payment, credit cards, groceries and other expenses. 

Paycheck protection is a simple insurance policy that gives you money if, in the future, you are totally disabled and can’t work due to an illness or injury.  

We are keeping Short Term Disability Income Simple for everyone!

Advantages of Simplified Issue DI (SIDI):

1. 24-Hour coverage, on or off the job.
2. Simple, electronic application process.
3. Fast underwriting decisions - No Exams!
4. Elimination Periods as short as 0 days for accident/7 days for sickness (check your state).
5. Benefit Periods as long as 24 months (check your state).
6. Childbirth as the result of normal pregnancy is covered after the policy has been in effect for nine months. *

For a quick idea on pricing, click on the "GET A QUOTE" link below.  Select the SIDI product for your custom quote.

Please note that the product is not available in the following states: CA, CO, ME, MT, NH, NJ, NM, OR, RI & VT.  Other states may have product variations.  Please reach out to us directly for complete details!