Critical illness insurance provides money to you, not medical providers. Use it to pay for anything you need while you're sick. 

The amount you receive when diagnosed with most covered illnesses is equal to the amount of insurance you purchase—so if you buy a $20,000 policy, you’ll get a $20,000 check.

If you’re faced with invasive cancer, heart attack, stroke or advanced Alzheimer's Disease, you’ll receive the full benefit amount. 

You’ll have the comfort of knowing there’s extra protection in place – paying above and beyond your primary health insurance. 

Money to use how you want. Work with health providers and facilities outside your network, or pay for non-traditional or complementary care not covered by typical health insurance plans.

With no restrictions like networks, copays or high deductibles, you can use critical illness insurance to pay for the care you deserve.

Instant decision — no medical exams or labs — for benefit amounts from $5,000 to $75,000 

For the most common coverage amounts, you won’t need a medical exam, and there’s no waiting period before coverage starts for most illnesses and procedures.

Designed for you coverage with the ability to purchase a larger benefit with additional underwriting and with the ability to purchase more options for an additional cost, such as a return of your premium or an automatic increase to your benefit amount.

Your critical illness insurance benefit is given directly to you as a lump sum payment.  Use it for deductibles or copays, lost income from missed work, prescriptions, everyday expenses like your mortgage or childcare and even experimental treatments and travel.