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Why do you need accident insurance?
Accidents happen, and the costs from hospital visits, ambulance rides and medical care can quickly put a dent in your savings. Accident insurance helps you meet these costs when the unexpected strikes by paying you a lump sum of cash you can use for whatever you need, no strings attached.
We can’t always predict what amount will be covered by medical insurance and what expenses will be up to us. As inflation and rising deductibles stretch budgets thin, you can help protect yourself from extra debt, keep your savings intact, and stay on track with the purchases you really want to make.
"How would we cover the mortgage if we had to pay for medical bills?”
"Injuries happen on the field – I want to make sure we can give Kole the best treatment if he’s injured.”
Meet Lesley & Her Family
Meet Lesley & Her Family
Meet Lesley & Her Family
Accident Insurance For Families
Lesley, 35, is married and a mother of two. Their family leads an active lifestyle and she worries what unexpected medical bills might do to their budget:
• Even with good insurance, bills could set them back in a big way.
• Would they be able to manage their mortgage payment?
• Although savings could cover th
Accident Insurance For Families
Lesley, 35, is married and a mother of two. Their family leads an active lifestyle and she worries what unexpected medical bills might do to their budget:
• Even with good insurance, bills could set them back in a big way.
• Would they be able to manage their mortgage payment?
• Although savings could cover their deductible, what about the bills left after insurance covers its portion?
Lesley purchased the Accident Insurance Advantage Plan as an affordable supplement to their health insurance plan.
Solution - Lesley makes a wise choice for her family and her peace of mind.
Total Premium $34.99/mo. for the Advantage Plan with 24-Hour Coverage
Use - Lesley is outside watering when she trips over the hose and lands on her shoulder. She was:
• Driven to the nearest urgent care
• Examined by the doctor and an X-Ray taken
• Referred to an orthopedic surgeon and has an MRI
• Operated on with anesthesia, and kept under observation for 8 hours
• Diagnosed with a dislocated shoulder
• Seen for a few follow-up doctor visits
• Given a steroid shot and had 6 physical therapy sessions
Lesley filed her claims online and her cash benefits were directly deposited into their bank account.
Claim - Lesley’s accident claim paid her family cash benefits for the following:
Initial Accident Treatment (urgent care visit) $75, X-Ray $45, Diagnostic Exam (MRI) $150, Surgical Repair of Dislocation $900, Follow-Up Treatment (2 per accident) $150, Pain Management (steroid injection) $75, Rehabilitative Therapy (6 per accident) $270
Total Benefits Paid $1,655
Meet Kyle and Kole
Meet Lesley & Her Family
Meet Lesley & Her Family
Accident Insurance For Children
Kyle is watching his son Kole start his varsity football years. As a parent, he worries about Kole getting injured, but is also concerned about the financial impact:
• With a large deductible and co-pays, bills could add up quickly.
• Even after health insurance, there will still be some medical bills left to
Accident Insurance For Children
Kyle is watching his son Kole start his varsity football years. As a parent, he worries about Kole getting injured, but is also concerned about the financial impact:
• With a large deductible and co-pays, bills could add up quickly.
• Even after health insurance, there will still be some medical bills left to pay.
• Extra money may be needed to pay for physical therapy or other treatments.
Fortunately, Kyle purchased an Accident Insurance Complete Plan to protect Kole and their budget.
Solution - Kyle chooses coverage to help protect Kole if he has an accidental injury.
Total Premium $13.98/mo. for the Complete Plan with 24-Hour Coverage
Use - Kole breaks his leg during the last game of the season. He was:
• Taken by ambulance to the emergency room
• Examined by the doctor
• Given an X-Ray of his lower leg
• Taken into surgery to realign his broken bones
• Admitted for a one-day hospital stay
• Given a prescription for a scooter, which was rented from a local vendor
• Seen by the doctor during two follow-up visits
• Given 6 physical therapy appointments
Kyle filed claims online after each of Kole’s treatments. The cash benefits were direct deposited into his bank account.
Claim - Kyle makes a claim for Kole’s accident and receives the following cash benefits:
Ground Ambulance to Hospital $400,
Initial Accident Treatment $200, X-Ray $60 Fracture of lower leg $3,300, Hospital Admission $2,000, Hospital Confinement $400, Inpatient Surgery with Anesthesia $2,000, Appliance (rental of scooter) $100, Follow-up Treatment (2 per accident) $200, Rehabilitative Therapy (6 per accident) $360, Organized Sports Injury $1,000
Total Benefits Paid: $10,020